15714 Xenia Way
FHA Assumable
2.96% Rate
49 photos
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15714 Xenia Way

Thornton, CO 80601

3
Bedrooms
2
Bathrooms
1,236
Sq Ft

Payment Calculator

$4,557
per month, total
$45,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$45,000
$45,000$391,887
Second loan$346,887
%
Blended rate4.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,404/mo
Assumable @ 2.96% + gap
$4,557/mo
$847
per month
$10,169
per year
$305,072
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$900,000
Assumable Rate
2.96%
Remaining Balance
$508,112
Loan Type
FHA
Est. Equity Gap
$391,887
Annual Taxes
$7,012
HOA/mo
$120

About This Home

Life at 15714 Xenia Way happens in the backyard, where friends line up putts on your own turf putting green while the fire pit crackles & the hot tub waits under big Colorado skies. This 2021 ranch home sits in Heritage Todd Creek, Thornton's 55+ golf course community, & its custom walk-out basement is a rare find here, so you can finish a round on the golf simulator & step outside to keep putting. With main-floor living, 3 bedrooms plus an office, & 3,930 finished square feet, there is room to settle in & stay. Mornings belong to the upper deck, coffee in hand & nowhere you need to be. At sunset, the gas line is ready for the grill. Below the deck, your dog has a shaded run for afternoon naps. The yard is turf & stamped concrete, so there is no backyard maintenance. Weekends are for golf. Inside, everything you need lives on one level. The primary suite is your retreat, with an oversized walk-in closet & an en suite bath with dual sinks & a large shower. French doors open to an office with built-in cabinetry & desk space for 2. This can easily convert to a third bedroom. A second bedroom & full bath give visitors their own space. On cool nights, the gas fireplace pulls everyone in. A mudroom & 2-car attached garage keep golf clubs & muddy paws in their place. Then there's downstairs. The sellers spared no expense & built this lower level for game night. Play 18 on the simulator in the middle of January, cheer on your team, grab a cold drink from the bar fridge, then walk out the door & sink a putt under the stars. Guests get a private bedroom with egress & their own 3/4 bath. The golf simulator & hot tub stay with the home. Beyond your yard, Heritage Todd Creek adds an 18-hole championship golf course, a 33,000-square-foot clubhouse, indoor & outdoor pools, a fitness center, tennis, trails, & a restaurant overlooking the fairways. The Orchard Town Center and E-470 are a short drive away. Unpack and start living the life you've earned.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$900,000
2.96% rateFHASave $847/mo

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