13130 Birch Way
FHA Assumable
6.47% Rate
26 photos
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13130 Birch Way

Thornton, CO 80241

3
Bedrooms
3
Bathrooms
2,092
Sq Ft

Payment Calculator

$3,083
per month, total
$25,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$155,543
Second loan$130,543
%
Blended rate6.75% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 6.47% + gap
$3,083/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$500,000
Assumable Rate
6.47%
Remaining Balance
$344,456
Loan Type
FHA
Est. Equity Gap
$155,543
Annual Taxes
$3,918
HOA/mo
$54

About This Home

Welcome to 13130 Birch Way! This 3-bedroom, 3-bath home offers a fantastic opportunity to make a well-loved space your own. Step inside to find beautiful hardwood floors and a comfortable, functional layout with plenty of room to gather, relax, and entertain. Major improvements provide added peace of mind, including exterior paint in 2021, a new roof in 2024, and a new sump pump in 2026. Fully paid-off solar panels add long-term value and energy efficiency. Outside, the spacious backyard is a true highlight, offering a wonderful setting for entertaining, gardening, pets, or simply enjoying Colorado’s beautiful weather. A hot tub adds even more potential to the outdoor space. With three bedrooms, three bathrooms, valuable recent updates, and plenty of opportunity to add your own personal style, this Thornton home is ready for its next chapter.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
6.47% rateFHA

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