10891 Chambers Way
FHA Assumable
4.05% Rate
27 photos
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10891 Chambers Way

Commerce City, CO 80601

3
Bedrooms
3
Bathrooms
2,664
Sq Ft

Payment Calculator

$3,373
per month, total
$31,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,750
$31,750$249,184
Second loan$217,434
%
Blended rate5.29% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,813/mo
Assumable @ 4.05% + gap
$3,373/mo
$440
per month
$5,274
per year
$158,233
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$635,000
Assumable Rate
4.05%
Remaining Balance
$385,816
Loan Type
FHA
Est. Equity Gap
$249,184
Annual Taxes
$9,494
HOA/mo
$109

About This Home

Welcome home to a thoughtfully designed floor plan offering plenty of space, flexibility, and room to gather. The main level features a spacious family room, inviting living room, dining area, and open kitchen, plus a private primary suite with an ensuite full bathroom. A secondary bedroom and dedicated office provide additional space for work, guests, or everyday living. The finished basement adds flexibility with a large gathering space, a second kitchen, two additional bedrooms, a full bathroom, and an additional office or flexible space. Whether you need room for guests, a home office, hobbies, entertaining, or multi-generational living, this versatile lower level has you covered. Step outside to enjoy even more living space with a covered patio and fully fenced yard—perfect for outdoor dining, relaxing, and entertaining. With a versatile layout and abundant living space throughout, this home offers the flexibility to fit the way you live. Enjoy a convenient location close to parks, recreational amenities, and nearby golf courses, offering plenty of opportunities to enjoy the outdoors just minutes from home.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$635,000
4.05% rateFHASave $440/mo

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