6260 121st Drive
VA Assumable
3.42% Rate
43 photos
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6260 121st Drive

Brighton, CO 80601

2
Bedrooms
3
Bathrooms
1,329
Sq Ft

Payment Calculator

$2,840
per month, total
$26,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,000
$26,000$278,724
Second loan$252,724
%
Blended rate5.51% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,122/mo
Assumable @ 3.42% + gap
$2,840/mo
$283
per month
$3,392
per year
$101,753
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$520,000
Assumable Rate
3.42%
Remaining Balance
$241,275
Loan Type
VA
Est. Equity Gap
$278,724
Annual Taxes
$4,686

About This Home

Welcome to this well-maintained and much-loved home in an established, family-friendly neighborhood! Clean, comfortable and truly move-in ready, this 4-bedroom home offers ***a finished basement***, abundant storage and numerous valuable updates.A welcoming front porch opens to a bright living room with vaulted ceilings and plenty of space for a formal dining area. The kitchen features newer stainless steel appliances, including an induction range, pantry and a spacious breakfast nook with a charming bay window.Upstairs, the large primary suite offers a walk-in closet and private 5-piece bath. Two additional bedrooms share a full bath. The fully finished basement provides excellent flexibility and is currently used as a 4th bedroom, but could easily become a recreation room, home gym, office or media room. A large separate storage room provides plenty of additional space. Recent improvements include ***brand-new carpet***, ***newer windows*** and installed in ***2024 50-year roof with Class 4 high-impact-resistant shingles***. The oversized 2-car garage includes built-in shelving for additional storage. A paid-off ***RainSoft water softener and reverse-osmosis drinking water purification system*** are also included, along with a Speed Queen washer and dryer only one year old.Enjoy low-maintenance xeriscaped front and back yards featuring native, low-water plants, three producing peach trees and a backyard storage shed. A backyard gate provides direct access toward ***Glacier Peak Elementary School***, and the home is within walking distance of Anythink Library and its community garden. A thoughtfully cared-for home offering space, practical upgrades, low-maintenance landscaping and a convenient neighborhood setting—ready for its next owners to move in and enjoy!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$520,000
3.42% rateVASave $283/mo

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