10622 Truckee Street
FHA Assumable
4.62% Rate
48 photos
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10622 Truckee Street

Commerce City, CO 80233

3
Bedrooms
3
Bathrooms
1,739
Sq Ft

Payment Calculator

$2,936
per month, total
$29,995
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,995
$29,995$33,881
Second loan$3,886
%
Blended rate4.64% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,602/mo
Assumable @ 4.62% + gap
$2,936/mo
$667
per month
$7,999
per year
$239,970
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$599,900
Assumable Rate
4.62%
Remaining Balance
$566,019
Loan Type
FHA
Est. Equity Gap
$33,881
Annual Taxes
$8,085

About This Home

Located in the highly desired Reunion community, featuring 4 bedrooms, bonus / flex space, a finished basement, solar panels that transfer free and clear. The assumable mortgage loan is at 4.625% interest rate. Quartz countertops, an upgraded kitchen, landscaped backyard, and premium builder upgrades throughout. Ample natural light pours into your living room. The main level centers around the kitchen with soft-close cabinetry, a large center island, stainless steel appliances, gas range, upgraded faucet, and generous storage. The kitchen opens to the spacious living room and dining area, creating an ideal layout for everyday living and entertaining. Refrigerator, dishwasher, gas range, and microwave are included.Upstairs, the spacious primary suite features an oversized walk-in closet, spa-inspired shower, and private ensuite bath. Two additional bedrooms, a full bathroom, the bonus space serves as an office on the main level. An oversized laundry room upstairs completes the upper level. The finished basement adds valuable living space with a large recreation/flex room, fourth bedroom, full bathroom, and dedicated storage and utility space ideal for guests, a home office, fitness room, playroom, or media room.Additional upgrades include modern light fixtures, energy-efficient LED lighting, a professionally landscaped low-maintenance backyard, and an attached garage with a dedicated EV charging outlet.The fully owned solar panel system has reduced the owner's average monthly electric costs to approximately $60-$80 and transfers with no lease or loan assumption. Pet-free home.Located in the Reunion master-planned community in Commerce City with community pools, recreation center, Reunion Coffee House, parks, playgrounds, and miles of walking and biking trails. Convenient access to Denver International Airport, E-470, shopping, and dining.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$599,900
4.62% rateFHASave $667/mo

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