1108 Beech Street
VA Assumable
3% Rate
29 photos
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1108 Beech Street

Fort Collins, CO 80550

4
Bedrooms
3
Bathrooms
2,064
Sq Ft

Payment Calculator

$2,575
per month, total
$29,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,500
$29,500$105,660
Second loan$76,160
%
Blended rate3.61% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,543/mo
Assumable @ 3% + gap
$2,575/mo
$968
per month
$11,619
per year
$348,560
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$590,000
Assumable Rate
3%
Remaining Balance
$484,340
Loan Type
VA
Est. Equity Gap
$105,660
Annual Taxes
$3,597

About This Home

Tucked in one of Fort Collins' most walkable pockets, 1108 Beech St is a 4-bedroom, 2-bathroom ranch that pairs mostly updated finishes with an unbeatable location. Just steps to City Park, Martinez Park, Little on Mountain, Beavers Market, downtown, and the Poudre River, this is the kind of address where morning runs, weekend farmers markets, and evening walks to dinner all become part of everyday life.Inside, this gem has seen significant updates throughout. Granite countertops and ceiling-height cabinetry anchor a kitchen built for both function and style, complemented by newer stainless appliances - no near-term replacements to budget for. Beautiful hardwood flooring runs throughout every room, paired with new lighting and updated fixtures that give the whole home a polished, cohesive feel. Great natural light fills the living spaces, making rooms feel even larger and brighter than the square footage alone suggests.The primary bedroom offers a lovely private touch - sliding doors that open directly to the back patio, blurring the line between indoor and outdoor living and creating an easy retreat at the end of the day. A newer roof rounds out the major updates, giving buyers confidence that the big-ticket items have already been handled.This ranch-style layout offers the single-level living so many buyers are searching for, now paired with mostly updated systems and finishes rather than just cosmetic touch-ups. Combined with a location that puts parks, shopping, the river, and downtown Fort Collins all within easy walking reach, 1108 Beech St offers a rare blend of lifestyle and long-term value that's difficult to replicate anywhere else in the city.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$590,000
3% rateVASave $968/mo

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