13752 Garfield Street
FHA Assumable
6.5% Rate
50 photos
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13752 Garfield Street

Thornton, CO 80602

5
Bedrooms
5
Bathrooms
4,109
Sq Ft

Payment Calculator

$2,342
per month, total
$19,245
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,245
$19,245$64,595
Second loan$45,350
%
Blended rate6.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,311/mo
Assumable @ 6.5% + gap
$2,342/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$384,900
Assumable Rate
6.5%
Remaining Balance
$320,305
Loan Type
FHA
Est. Equity Gap
$64,595
Annual Taxes
$3,268
HOA/mo
$280

About This Home

Two upstairs bedrooms, each with its own private bathroom, plus a detached two-car garage. This Thornton townhome makes smart use of its space, pairing an open main level with private bedroom suites above. A covered front porch with stone accents creates a welcoming entrance. Inside, natural light and vinyl plank flooring carry through the living room into the connected dining area and kitchen. The layout keeps everyone part of the conversation, whether you're hosting friends or making dinner. The kitchen features granite countertops, an island with seating, white cabinetry, a pantry, open shelving, and a patterned backsplash. A striking green accent wall with decorative trim gives the dining area its own personality, while a main-level powder room adds convenience for guests. Upstairs, the primary suite offers a walk-in closet and private bathroom with a double vanity and glass-enclosed tiled shower. The second bedroom has its own attached full bathroom with a tub-shower combination, offering flexibility for guests, a home office, or a second bedroom suite. An upstairs laundry closet keeps everyday tasks close to both bedrooms. Glass doors off the kitchen open to a fenced, low-maintenance outdoor space with room for seating and relaxing. A paved walkway connects the home to the detached two-car garage, including convenient side-door access. Two private bedroom suites, an inviting open main level, outdoor space, and a full two-car garage make this home as functional as it is welcoming. Schedule your showing and see it for yourself.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$384,900
6.5% rateFHA

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