12675 104th Place
FHA Assumable
4.05% Rate
32 photos
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12675 104th Place

Commerce City, CO 80640

6
Bedrooms
4
Bathrooms
2,569
Sq Ft

Payment Calculator

$2,604
per month, total
$24,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,250
$24,250$202,723
Second loan$178,473
%
Blended rate5.39% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,912/mo
Assumable @ 4.05% + gap
$2,604/mo
$309
per month
$3,703
per year
$111,082
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$485,000
Assumable Rate
4.05%
Remaining Balance
$282,277
Loan Type
FHA
Est. Equity Gap
$202,723
Annual Taxes
$7,380

About This Home

SPACE, FLEXIBILITY & ROOM TO GROW! Welcome to 12675 E 104th Pl, featuring one of the larger floor plans with 3 bedrooms, a versatile loft, 3 bathrooms, an unfinished basement and a 2-car attached garage. Step inside to an open, spacious main level with hardwood flooring through the entry, dining area and kitchen. The large family room flows into the dining area and kitchen, creating a comfortable layout for everyday living and entertaining. The kitchen offers a large center island, abundant cabinet and counter space, recessed lighting, large pantry, new sink and new microwave. A sliding glass door provides easy access to the fenced backyard. Upstairs, you'll find three bedrooms plus a large loft with its own closet—perfect for a home office, playroom, workout space or potentially additional living space. The spacious primary suite features a large walk-in closet, ceiling fan and private bath with double sinks, walk-in shower and separate water closet. The secondary full bath also features double sinks. Need even more space? The unfinished basement offers excellent potential for future bedrooms, a recreation room, home gym or additional storage, with what appears to be rough-in plumbing already in place. The partial crawl space provides even more storage for seasonal items. Additional features include a main-level half bath, two entry closets, extra storage near the garage, six-panel doors, brushed-nickel hardware, fenced yard and 2-car attached garage. A spacious home with a flexible layout and plenty of opportunity to make it your own!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$485,000
4.05% rateFHASave $309/mo

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