7245 133rd Circle
FHA Assumable
3.08% Rate
40 photos
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7245 133rd Circle

Thornton, CO 80601

3
Bedrooms
2
Bathrooms
1,640
Sq Ft

Payment Calculator

$3,295
per month, total
$34,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,250
$34,250$225,744
Second loan$191,494
%
Blended rate4.38% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,113/mo
Assumable @ 3.08% + gap
$3,295/mo
$818
per month
$9,817
per year
$294,523
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$685,000
Assumable Rate
3.08%
Remaining Balance
$459,255
Loan Type
FHA
Est. Equity Gap
$225,744
Annual Taxes
$6,627

About This Home

Situated at the end of a cul-de-sac, this home is built for both everyday living and hosting. Engineered hardwood runs through the main level with 9-foot ceilings offering plenty of natural light. The home also has a gas fireplace in the family room. You will flow seamlessly into the chef's kitchen - which features maple cabinets with crown molding, granite counters, tile backsplash, stainless appliances, a gas range, a walk-in pantry, and a large center island. Upstairs you'll find four bedrooms plus a loft - with upstairs laundry as well. The primary suite has a 5-piece bath with a dual-sink granite vanity. The unfinished basement offers additional square footage and plenty of opportunity - a flex space, a home gym, or finish it out to your own desires. Enjoy time outside under the covered deck with one of the larger lot sizes in the neighborhood and no neighbors behind you! A new shed in the backyard also allows for convenient storage of outdoor supplies. This home also has solar panels for energy efficiency. The over-sized 3-car garage offers plenty of versatility and the over-sized driveway offers plenty of parking. Schedule a tour today!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$685,000
3.08% rateFHASave $818/mo

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