1829 31st Street
FHA Assumable
6.5% Rate
48 photos
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1829 31st Street

Greeley, CO 80620

5
Bedrooms
3
Bathrooms
2,633
Sq Ft

Payment Calculator

$2,581
per month, total
$19,495
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,495
$19,495$375,908
Second loan$356,413
%
Blended rate7.46% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,341/mo
Assumable @ 6.5% + gap
$2,581/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$389,900
Assumable Rate
6.5%
Remaining Balance
$13,992
Loan Type
FHA
Est. Equity Gap
$375,908
Annual Taxes
$2,078

About This Home

It's here! Welcome home to a property that has been completely transformed, where character meets today's style and finishes. After an extensive top-to-bottom renovation, this beautifully reimagined bi-level offers an opportunity to own what feels like a brand-new home in an established neighborhood with mature trees, spacious lots, & no HOA. With 1,583 square feet, 4 bedrooms, 2 beautifully renovated bathrooms, & an oversized attached 1-car garage. The thoughtful bi-level design creates inviting spaces for gathering, entertaining, working from home, or simply enjoying everyday life. Whether it's hosting family in the bright, open living areas, preparing meals in the stunning new kitchen, or relaxing on the refreshed deck overlooking the private backyard, every space was designed to be lived in and enjoyed. The renovation is truly extensive. Buyers will appreciate the peace of mind that comes with new luxury vinyl plank flooring, new carpet, fully remodeled bathrooms, an updated kitchen featuring freshly painted cabinetry, new countertops, backsplash, sink, faucet, garbage disposal, & a full suite of new stainless appliances. Throughout the home you'll find new doors, trim, lighting, ceiling fans, fixtures, mirrors, hardware, blinds, switches, fresh paint, updated stair railings, & countless designer touches that give the home a cohesive, modern feel. Outside, the improvements continue with refreshed landscaping, new mulch & river rock, front yard sprinklers, an updated deck, repaired & stained fencing, new lighting, and additional exterior improvements that create exceptional curb appeal. Conveniently located near schools, parks, shopping, dining, and commuter routes, this home delivers both comfort and convenience. Every detail has already been done, allowing the next owner to simply unpack, settle in, and start making memories. Complete list of renovations available in Documents. This home is not just an update, it's a true transformation.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$389,900
6.5% rateFHA

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