365 Eclipse Drive
VA Assumable
2.6% Rate
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365 Eclipse Drive

Colorado Springs, CO 80905

4
Bedrooms
3
Bathrooms
3,066
Sq Ft

Payment Calculator

$2,680
per month, total
$31,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,750
$31,750$120,447
Second loan$88,697
%
Blended rate3.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,813/mo
Assumable @ 2.6% + gap
$2,680/mo
$1,133
per month
$13,594
per year
$407,811
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$635,000
Assumable Rate
2.6%
Remaining Balance
$514,553
Loan Type
VA
Est. Equity Gap
$120,447
Annual Taxes
$3,837
HOA/mo
$140

About This Home

Located in the highly desirable Gold Hill Mesa community, this beautifully maintained ranch-style home offers refined main-level living, a finished basement, and sweeping Front Range and city views. With four bedrooms, three bathrooms, and over 3,200 square feet of finished living space, the home combines thoughtful design with everyday comfort. The main level features rich hardwood floors, vaulted ceilings, plantation shutters, and a spacious great room with a stone gas fireplace. The kitchen offers granite countertops, premium appliances, a large island with gas range, and skylight solar tubes. The primary suite features vaulted ceilings, dual walk-in closets, double vanities, a private water closet, and an included sauna. A second bedroom, full bathroom, office, and laundry room complete the main level. The finished basement adds two bedrooms, a full bathroom, tall ceilings, a large recreation room, and abundant storage. Outside, the rooftop deck above the garage showcases sweeping mountain and city views, while the landscaped yard provides additional outdoor space. Additional highlights include central air conditioning and a two-car attached garage. Gold Hill Mesa offers tree-lined streets, green spaces, fitness and community amenities, with convenient access to Downtown Colorado Springs, Old Colorado City, Bear Creek Park, Red Rock Canyon Open Space, trails, shopping, and dining.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$635,000
2.6% rateVASave $1,133/mo

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