9145 Ellis Way
VA Assumable
3.43% Rate
38 photos
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9145 Ellis Way

Arvada, CO 80221

2
Bedrooms
2
Bathrooms
1,065
Sq Ft

Payment Calculator

$4,038
per month, total
$34,950
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,950
$34,950$460,680
Second loan$425,730
%
Blended rate6.04% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,197/mo
Assumable @ 3.43% + gap
$4,038/mo
$160
per month
$1,915
per year
$57,461
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$699,000
Assumable Rate
3.43%
Remaining Balance
$238,319
Loan Type
VA
Est. Equity Gap
$460,680
Annual Taxes
$6,565
HOA/mo
$540

About This Home

Updated & move-in ready, this beautiful home captures the essence of Colorado living in the highly sought-after Whisper Creek community. Surrounded by mountain views, scenic trails, & a welcoming neighborhood atmosphere, it offers the perfect blend of style, comfort, & value. Stone accents, timeless exterior colors, & a charming front porch create exceptional curb appeal. Inside, the light-filled open floor plan is designed for everyday living & effortless entertaining. Wide-plank luxury vinyl flooring, fresh interior paint, & abundant natural light create a bright, modern feel throughout the main level. The spacious kitchen combines style & function with expansive countertops, stainless steel appliances, abundant cabinetry, & a large center island that naturally becomes the heart of the home. The adjoining dining & living areas flow seamlessly together, while the versatile front room is ideal as a formal dining room, home office, or additional sitting area. Upstairs, new carpet complements a thoughtfully designed layout featuring four bedrooms & a spacious loft on the same level, a rare and highly desirable floor plan that offers both convenience & flexibility. The primary suite provides a relaxing retreat with a five-piece bath, dual vanities, soaking tub, glass-enclosed shower, & generous walk-in closet. An upstairs laundry room adds everyday convenience. Step outside to enjoy the expansive stamped concrete patio, perfect for entertaining, grilling, or relaxing on warm Colorado evenings. The fully fenced backyard features a lush lawn with plenty of room for play, pets, & outdoor enjoyment. Enjoy the Whisper Creek lifestyle with top-rated schools, a community pool, clubhouse, parks, sports courts, a nearby police station, & the convenience of walkable access to dining, coffee shops, and everyday essentials. Don't miss your chance to move in & make the most of the rest of summer in this wonderful community.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$699,000
3.43% rateVASave $160/mo

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