5078 Gibraltar Way
VA Assumable
3.13% Rate
31 photos
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5078 Gibraltar Way

Centennial, CO 80120

6
Bedrooms
3
Bathrooms
1,736
Sq Ft

Payment Calculator

$2,825
per month, total
$23,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$352,805
Second loan$329,055
%
Blended rate6.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 3.13% + gap
$2,825/mo
$28
per month
$331
per year
$9,943
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$475,000
Assumable Rate
3.13%
Remaining Balance
$122,195
Loan Type
VA
Est. Equity Gap
$352,805
Annual Taxes
$3,374

About This Home

The kind of home that gives you room to live, grow into and make it your own. This 3 bed, 2 bath tri-level in desirable southeast Centennial offers a flexible layout, thoughtful updates and a backyard made for everyday Colorado living and it’s in the Cherry Creek School District with no HOA. The main level features vaulted ceilings and tons of natural light throughout the living room and dining area. The kitchen is move-in ready while still offering the opportunity to update it to your own style over time and overlooks the backyard giving easy access to the outside deck for added space to enjoy. The upper level offers two bedrooms and an updated 3/4 bath, with the primary bedroom offering direct bathroom access while the bath also opens to the hallway. The lower level adds a family room with gas fireplace, third bedroom and another updated 3/4 bath and access to the unfinished basement including the laundry area, tons of built-in storage and plenty of potential to finish additional space if you need it. Outside, the large flat backyard gives plenty of space for play, gardening or entertaining, while the deck creates an easy spot for outdoor dinners and relaxing. You can also rest easy knowing the roof and shed roof were replaced in 2023, and the exterior was painted the same year. Location is a standout, with Fox Hill Park, Smoky Hill Library and The Trails Recreation Center just minutes away, you’ll have year-round access to trails, open space, fitness center and classes, community events, and so much more. Conveniences like multiple grocery stores, pharmacies, coffee shops, restaurants and shopping options are also all within a few minutes, making it the perfect place to call home.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
3.13% rateVASave $28/mo

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