4425 128th Place
VA Assumable
3.76% Rate
36 photos
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4425 128th Place

Thornton, CO 80602

2
Bedrooms
3
Bathrooms
1,487
Sq Ft

Payment Calculator

$2,742
per month, total
$28,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$135,846
Second loan$107,596
%
Blended rate4.51% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 3.76% + gap
$2,742/mo
$650
per month
$7,805
per year
$234,138
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$565,000
Assumable Rate
3.76%
Remaining Balance
$429,154
Loan Type
VA
Est. Equity Gap
$135,846
Annual Taxes
$3,987
HOA/mo
$54

About This Home

OPEN HOUSE SATURDAY, 10:00 AM–12:00 PM*Stop paying to store your RV, boat, or trailer across town. This Thornton home sits on a corner lot with gated side-yard access and space behind the fence to keep it right at home. Inside, the main level offers flexibility for both entertaining and everyday living. Welcome guests in the front living and dining area, then settle into the separate family room with a fireplace just off the kitchen. Fresh interior paint, refreshed kitchen cabinets, and newer appliances make the home ready to enjoy from day one. Upstairs are three bedrooms. Downstairs, 717 square feet of unfinished basement space is ready for your vision. Create a home gym, theater, workshop, office, or the storage space you have always needed. The spacious backyard is another blank canvas, with room to create a patio, garden beds, outdoor entertaining area, or a fire pit under the Colorado sky. The location adds even more to the lifestyle. Karter School of Thornton is within walking distance, while nearby Trail Winds Recreation Center offers indoor pools, a lazy river, fitness center, climbing wall, gymnasium, indoor walking track, and more. Thornton’s extensive network of parks, trails, and open space provides even more opportunities to get outside and explore. Buyers may also have two valuable financing opportunities. Ask about an available 1% temporary rate buydown through the preferred lender, or the opportunity for qualified buyers—including non-veterans—to assume the seller’s 2.875% VA loan. The VA assumption applies to the remaining loan balance and is subject to servicer approval, buyer qualification, existing loan terms, and applicable fees. The 1-0 buydown is subject to preferred-lender qualification and restrictions. Contact the listing agent for complete details.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
3.76% rateVASave $650/mo

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