13221 Columbine Circle
VA Assumable
2.77% Rate
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13221 Columbine Circle

Thornton, CO 80602

5
Bedrooms
5
Bathrooms
2,602
Sq Ft

Payment Calculator

$3,549
per month, total
$29,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,500
$29,500$462,198
Second loan$432,698
%
Blended rate6.42% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,543/mo
Assumable @ 2.77% + gap
$3,549/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$590,000
Assumable Rate
2.77%
Remaining Balance
$127,801
Loan Type
VA
Est. Equity Gap
$462,198
Annual Taxes
$3,398
HOA/mo
$550

About This Home

Welcome to 13221 Columbine Circle ~ This immaculate home has been loved and cared for by the original owners since 1998! The upgrades & highlights of this home make it unique and the location on a cul-de-sac in the highly desirable Signal Creek community is an added bonus. Offering 2,291 finished square feet with 4 bedrooms and 4 bathrooms, this thoughtfully updated two-story home combines comfort, functionality, and some impressive extras. The main level features a welcoming living room and formal dining room along with a tastefully updated kitchen featuring hardwood floors, granite countertops, a center island, pantry, and generous eating space. The spotless kitchen opens to the family room with a gas fireplace and mantel creating a comfortable space for everyday living. A convenient half bath and laundry room complete the main level. Upstairs you'll find three bedrooms including a spacious primary suite with vaulted ceilings, a ceiling fan, and a private five-piece bath with large walk-in closet. The partially finished basement adds a large fourth bedroom and three-quarter bath providing excellent space for guests or a bonus media room. Step outside and discover one of this home's standout features—a beautifully landscaped backyard with sunset mountain views (and backs to a walking trail), with an extended stamped concrete patio and retractable awning ~ perfect for enjoying Colorado's beautiful evenings! A terrific Signal Creek location with updates that matter and outdoor space you'll actually use! The charming front porch, plantation shutters, and Roman shades add character throughout this loved home. Equally impressive are the practical upgrades: Fully owned and paid-for solar panels, newer windows throughout, a new hail resistant roof in 2024, an EV charger in the two-car garage, and a sprinkler system front & back. With an exceptional combination of location, thoughtful updates, and inviting indoor and outdoor spaces this Signal Creek home is a rare find.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$590,000
2.77% rateVA

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