13604 Garfield Street
VA Assumable
3.6% Rate
29 photos
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13604 Garfield Street

Thornton, CO 80233

2
Bedrooms
2
Bathrooms
951
Sq Ft

Payment Calculator

$2,182
per month, total
$21,995
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,995
$21,995$137,314
Second loan$115,319
%
Blended rate4.68% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,641/mo
Assumable @ 3.6% + gap
$2,182/mo
$459
per month
$5,513
per year
$165,392
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$439,900
Assumable Rate
3.6%
Remaining Balance
$302,586
Loan Type
VA
Est. Equity Gap
$137,314
Annual Taxes
$3,498
HOA/mo
$280

About This Home

Great opportunity to own a 3-bedroom, 3-bath townhome with a functional two-story floor plan and plenty of space to make your own. The main level features an open living and dining area, while the upstairs provides comfortable separation between the living and bedroom spaces. New carpet and paint through out. A private fenced yard offers a welcome outdoor retreat with room for pets, gardening, grilling, or a patio setup. The detached 2-car garage adds valuable parking and storage. Conveniently located in the Adams 12 Five Star Schools district with easy access to shopping, restaurants, parks, trails, and everyday conveniences. Orchard Town Center and the growing retail corridors along 120th and 144th are nearby, while I-25, E-470, Highway 7, and RTD options provide easy access throughout the north Denver metro area. A great combination of space, outdoor living, and a convenient location.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$439,900
3.6% rateVASave $459/mo

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