3746 Torch Lily Street
FHA Assumable
6.88% Rate
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3746 Torch Lily Street

Wellington, CO 80526

4
Bedrooms
2
Bathrooms
1,680
Sq Ft

Payment Calculator

$3,268
per month, total
$25,850
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,850
$25,850$120,343
Second loan$94,493
%
Blended rate7.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,104/mo
Assumable @ 6.88% + gap
$3,268/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$517,000
Assumable Rate
6.88%
Remaining Balance
$396,656
Loan Type
FHA
Est. Equity Gap
$120,343
Annual Taxes
$3,615
HOA/mo
$275

About This Home

Welcome to 3746 Torch Lily Street in Wellington CO! This home is a great combination of space, value, and opportunity. Offered at $517,000, this four-bedroom home offers an attractive alternative to higher-priced properties, with the added benefit of making your own decorating choices.With approximately 3,161 square feet of total space, there's plenty of room to spread out and settle in. The main-floor office/flex room provides valuable extra space for working from home, hobbies, projects, or whatever suits your lifestyle. Comfortable living areas and a flexible floor plan and full basement make it easy to imagine everyday living, entertaining, and relaxing at home. One of the biggest opportunities is the seller's flooring allowance! Instead of paying more for flooring selected by someone else, choose the colors and finishes you love. It's a chance to put your personal touch on the home from the beginning while taking advantage of an appealing purchase price.The sellers have been working to prepare the property for its next chapter, including freshening up the paint, landscaping, and overall presentation. Bring your ideas, choose your flooring, and make this home your own.Wellington offers the convenience of Northern Colorado living with excellent regional access. I-25 provides connection south to Fort Collins, Windsor and Loveland and north to Cheyenne. Whether you're commuting, exploring the Front Range, heading to another wonderful town for shopping and dining, or enjoying all of the nearby outdoor recreation, this location puts plenty of options within reach. And, the value deserves a closer look! With four bedrooms, lots of square footage, a dedicated flex space, and the opportunity to select your own flooring, 3746 Torch Lily is a compelling combination of price, space, and potential. Why pay a premium for someone else's decorating decisions? Come see the possibilities, imagine the finishing touches you'd choose, and discover a wonderful place to settle in!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$517,000
6.88% rateFHA

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