652 Cinnabar Lane
FHA Assumable
2.9% Rate
33 photos
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652 Cinnabar Lane

Castle Rock, CO 80109

3
Bedrooms
3
Bathrooms
1,491
Sq Ft

Payment Calculator

$3,842
per month, total
$40,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,000
$40,000$279,892
Second loan$239,892
%
Blended rate4.35% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,804/mo
Assumable @ 2.9% + gap
$3,842/mo
$962
per month
$11,538
per year
$346,144
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$799,999
Assumable Rate
2.9%
Remaining Balance
$520,107
Loan Type
FHA
Est. Equity Gap
$279,892
Annual Taxes
$4,719
HOA/mo
$105

About This Home

Beautifully maintained and thoughtfully updated, this Sapphire Pointe home offers a clean, modern, move-in-ready feel with approximately $50,000 in recent improvements. With 4 bedrooms, 4 bathrooms, more than 3,200 finished square feet, and an unfinished basement ready for future customization, this home offers comfort, flexibility, and room to grow. The main level features beautifully refinished hardwood floors, new carpet in the living area and upstairs, fresh interior paint, and upgraded modern baseboards that add a clean, elevated finish throughout. The spacious layout flows easily between the living, dining, and kitchen spaces. The refreshed kitchen includes new hardware, granite countertops, abundant cabinetry, an island, and a casual dining area overlooking the backyard. A private main-floor office adds flexibility for work, hobbies, or creative space, while the living room centers around a warm gas fireplace. Upstairs, all four bedrooms are thoughtfully positioned, including a spacious primary suite with a five-piece bath and walk-in closet. Brand-new carpet continues throughout the upper level, and all bathrooms have brand-new toilets. Outside, the landscaped backyard and patio offer inviting outdoor living, while the 3-car attached garage provides ample storage. The unfinished basement offers future space for additional living, recreation, fitness, storage, or whatever best suits future needs. Additional updates include a Class 4 impact-resistant roof, replaced approximately four years ago. Make your first year of homeownership more affordable. A free 1-0 temporary rate buydown may be available with use of the preferred lender, offering qualified buyers potential monthly payment savings. Located in Sapphire Pointe with access to a pool, clubhouse, tennis courts, parks, and trails, this home offers an exceptional combination of space, updates, and everyday functionality.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$799,999
2.9% rateFHASave $962/mo

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