3015 Douglas Avenue
FHA Assumable
3% Rate
48 photos
Click to enlarge

3015 Douglas Avenue

Loveland, CO 80550

3
Bedrooms
3
Bathrooms
1,901
Sq Ft

Payment Calculator

$2,222
per month, total
$23,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$152,833
Second loan$129,583
%
Blended rate4.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 3% + gap
$2,222/mo
$570
per month
$6,840
per year
$205,196
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$465,000
Assumable Rate
3%
Remaining Balance
$312,167
Loan Type
FHA
Est. Equity Gap
$152,833
Annual Taxes
$2,610

About This Home

Classic brick charm in a prime Loveland location! This Sunset Acres ranch home sits just two blocks from Benson Sculpture Garden and Lake Loveland, offering a comfortable layout, great outdoor space, and quick access to nearby attractions. Highlighted by a seamless and open design, the main living area connects directly to the updated kitchen for effortless everyday routines and entertaining. The kitchen shines with granite countertops, modern appliances, soft-close drawers, abundant cabinetry, and a handy breakfast bar for casual meals. An adjacent family room features a classic brick fireplace framed by built-in display cabinets, creating a warm focal point with plenty of room to showcase favorite pieces, books, or decor. The sunroom showcases solid cedar walls that create a unique retreat to take in natural light and backyard views year-round. Three bedrooms offer flexible layout options, including a primary suite with a private en-suite bathroom. The basement offers additional living space potential, including a partially finished room with drywall, epoxy flooring, and a closet. An existing egress window provides natural light and offers potential for a future fourth bedroom, subject to applicable requirements. The huge, fenced backyard boasts Front Range and Rocky Mountain views, a flagstone patio, a mature shade tree, and a storage shed, offering plenty of outdoor space to garden, entertain, or relax. Tucked on a quiet neighborhood street with minimal through-traffic, the home also benefits from an extra-wide street with room for guest parking in addition to the 2-car garage. Close to local spots plus convenient access to shopping and dining, this property combines classic character, flexible space, and a location that makes it easy to enjoy the best of Loveland! No HOA!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
3% rateFHASave $570/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 618-3936