2431 Nicholson
VA Assumable
4.98% Rate
50 photos
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2431 Nicholson

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
2,222
Sq Ft

Payment Calculator

$3,327per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,250
$32,250$51,594
Secondary Financing8.5% Rate
$19,344
Blended rate5.09% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,873/mo
Assumable @ 4.98% + gap
$3,327/mo
$546less per month
$546
per month
$6,552
per year
$196,553
over 30 years

🏦 Loan Details

List Price
$645,000
Assumable Rate
4.98%
Remaining Balance
$593,405
Loan Type
VA
Est. Equity Gap
$51,594
Annual Taxes
$6,299
HOA/mo
$135

About This Home

Discover the perfect blend of modern comfort and small-town charm at 2431 Nicholson Street, a meticulously updated home in the heart of vibrant Berthoud. This move-in-ready gem boasts a brand-new Class 4 hail-resistant roof, ensuring durability and peace of mind for years to come. Freshly painted interiors create a bright, welcoming atmosphere, ready for your personal touch. Step outside to your private backyard retreat, thoughtfully remodeled with mature landscaping and smart design—perfect for quiet evenings, lively gatherings, or savoring Colorado’s stunning sunsets. Whether you’re dining al fresco or tending to your garden, this serene oasis offers unmatched relaxation and privacy. Nature lovers will thrive here, with Berthoud Reservoir, Welch Reservoir, and Handy Reservoir just a short walk away. Enjoy hiking, paddle boarding, fishing, or simply soaking in the scenic beauty of Northern Colorado’s trails and waterways. Nestled in Berthoud’s welcoming community, this home combines small-town warmth with convenient access to major highways, making commutes to Fort Collins, Boulder, or Denver a breeze. Embrace the best of both worlds—tranquil living with urban amenities within easy reach. Don’t miss your chance to own this turn-key treasure in one of Northern Colorado’s most sought-after towns. Schedule a showing today and experience the charm of 2431 Nicholson Street for yourself!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$645,000
4.98% rateVASave $499/mo

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