16908 86th
FHA Assumable
3.72% Rate
50 photos
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16908 86th

Arvada, CO 80007

3
Bedrooms
3
Bathrooms
2,496
Sq Ft

Payment Calculator

$4,746per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,995
$39,995$443,111
Secondary Financing8.5% Rate
$403,116
Blended rate6.26% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,803/mo
Assumable @ 3.72% + gap
$4,746/mo
$57less per month
$57
per month
$687
per year
$20,601
over 30 years

🏦 Loan Details

List Price
$799,900
Assumable Rate
3.72%
Remaining Balance
$356,789
Loan Type
FHA
Est. Equity Gap
$443,111
Annual Taxes
$6,858
HOA/mo
$93

About This Home

Welcome to this stunning two-story home in the highly desirable Leyden Rock community, where modern comfort meets timeless elegance. This spacious residence offers 3 generously sized bedrooms and 3 well-appointed bathrooms. This home has the highly coveted main floor master suite designed for convenience, privacy and has its own access to the back deck retreat. 2,495 finished square feet of living space, plus a massive full unfinished basement, you’ll have ample room for future customization—whether that means adding more bedrooms, a home theater, or a fitness area.\r Step inside to find a bright and inviting interior, freshly updated with new interior paint and plush new carpeting throughout. The open-concept main level is filled with natural light from the abundant windows, creating a warm and welcoming atmosphere perfect for both everyday living and hosting gatherings. The gourmet kitchen is a true centerpiece, featuring upgraded granite countertops, modern appliances, abundant cabinetry, and a layout that flows seamlessly into the dining and living areas.\r The main floor master suite offers a peaceful retreat with plenty of space, a large walk-in closet, and a spa-like ensuite bathroom. Upstairs, you’ll find three additional bedrooms, a spacious loft ideal for a home office or lounge, and a full bath to accommodate family and guests. The home also includes thoughtful upgrades such as a built-in central vacuum system for convenience and a fully owned roof-mounted solar system for energy efficiency and cost savings.\r Outside, the curb appeal is matched by the lifestyle the community provides. Leyden Rock is more than just a place to live—it’s a vibrant, active neighborhood surrounded by natural beauty. Residents enjoy breathtaking panoramic views of the foothills, miles of scenic trails perfect for hiking and biking, multiple well-maintained parks, a refreshing community pool, and a welcoming clubhouse that serves as a hub for social gatherings and events.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$799,900
3.72% rateFHASave $2,728/mo

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