6505 Mississippi
FHA Assumable
3.94% Rate
50 photos
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6505 Mississippi

Lakewood, CO 80232

3
Bedrooms
3
Bathrooms
1,595
Sq Ft

Payment Calculator

$2,010per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,000
$17,000$183,502
Secondary Financing8.5% Rate
$166,502
Blended rate6.31% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,042/mo
Assumable @ 3.94% + gap
$2,010/mo
$32less per month
$32
per month
$378
per year
$11,352
over 30 years

🏦 Loan Details

List Price
$339,999
Assumable Rate
3.94%
Remaining Balance
$153,975
Loan Type
FHA
Est. Equity Gap
$183,502
Annual Taxes
$1,934
HOA/mo
$339

About This Home

Back on the market, due to no fault of the Seller. This charming END UNIT, 1,595 sq. ft. townhouse features 3 bedrooms, 1 full bath, a half bath, and a 1/4 bath. Nestled among tall pine trees, you'll enjoy the peaceful feeling of being in the mountains—right at home.\r \r Step inside and head upstairs to a spacious, light-filled living area with vaulted ceilings and an open floor plan. After a long day, cozy up by the crackling FIREPLACE or unwind with a glass of wine in the relaxed conversation nook. The open dining area is perfect for entertaining friends and family—plenty of room to celebrate the holidays together.\r \r The vintage-style kitchen offers a nostalgic charm, or bring your inner designer to life and create your dream culinary space. A convenient coffee bar just off the kitchen adds a modern touch.\r \r Downstairs, the primary bedroom retreat invites relaxation with its own cozy seating area—ideal for reading or unwinding. A dedicated vanity space with sink is perfect for getting ready, and a pocket door leads to a relaxing bath or shower.\r \r Two additional bedrooms, also downstairs, provide space for family, guests, or a home office. The lower-level laundry area adds convenience & includes the front loading washer & dryer, and the ATTATCHED TWO-CAR GARAGE offers an EASY ACCESS ATTIC & SHELVING FOR EXTRA STORAGE—plus no more snow scraping in the winter!\r \r Upgrades include NEW WINDOWS 2021, Brand NEW CARPET/PAD & PAINT IN LOWER LEVEL 2025 & NEW LAMINATE FLOORING IN THE DINING ROOM 2025, UPDATED LIGHTING IN THE LOWER LEVEL & DINING ROOM & 3 NEW DOORS IN THE LOWER LEVEL 2025. The community features several greenbelts and ample guest parking. Conveniently located near the Belmar shopping area, schools, and restaurants.\r \r \r \r Listing Agent is related to Seller.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$339,999
3.94% rateFHASave $1,111/mo

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