16676 93rd
VA Assumable
4.875% Rate
50 photos
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16676 93rd

Arvada, CO 80007

5
Bedrooms
4
Bathrooms
3,886
Sq Ft

Payment Calculator

$6,002per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$54,200
$54,200$329,597
Secondary Financing8.5% Rate
$275,397
Blended rate5.86% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,509/mo
Assumable @ 4.875% + gap
$6,002/mo
$507less per month
$507
per month
$6,088
per year
$182,645
over 30 years

🏦 Loan Details

List Price
$1,084,000
Assumable Rate
4.875%
Remaining Balance
$733,950
Loan Type
VA
Est. Equity Gap
$329,597
Annual Taxes
$4,673
HOA/mo
$140

About This Home

SELLER OFFERING PERMANENT RATE BUY DOWN AS LOW AS 5.125% (APR 5.678%)* AS OF 4/1/2026 THROUGH PREFERRED LENDER - SEE DETAILS BELOW** Skip the builder and buy directly from the seller on this fully finished, upgraded ranch-style home in Arvada’s Trailstone community. This Columbine model offers a major advantage over new construction, with over $45,000 in post-purchase upgrades plus builder upgrades already completed, making it truly move-in ready. The main level features three bedrooms including a spacious primary suite, plus two additional bedrooms with a Jack-and-Jill bath, while the finished basement adds two more bedrooms, a full bath, and a large rec or bonus space. Key upgrades include full landscaping and fencing, extended kitchen island, custom blinds, upgraded lighting and ceiling fans, premium refrigerator, radon system, and an epoxy-coated, insulated garage. Trailstone offers resort-style amenities including clubhouse, pool, fitness center, pickleball courts, trails, parks, and dog park, with convenient access to Denver, Golden, and Boulder and walkable dining and shopping nearby. For qualified veterans, an assumable 4.875% VA loan provides a rare opportunity to secure a significantly lower interest rate. This property comes with a PERMANENTLY REDUCED INTEREST RATE as low as 5.625% (APR 6.106%) as of 3/26/2026 through preferred lender. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment FOR THE LIFE OF THE LOAN! Terms apply. Copy and paste this link into your browser for more information: https://www.cmghomeloans.com/mysite/hunter-combs/listnlock/property/16676-W-93rd-Place-Arvada-CO-80007

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,084,000
4.875% rateVASave $422/mo

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