6495 Happy Canyon
FHA Assumable
3.88% Rate
50 photos
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6495 Happy Canyon

Denver, CO 80237

3
Bedrooms
2
Bathrooms
1,444
Sq Ft

Payment Calculator

$2,038per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,650
$18,650$147,096
Secondary Financing8.5% Rate
$128,446
Blended rate5.57% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,240/mo
Assumable @ 3.88% + gap
$2,038/mo
$202less per month
$202
per month
$2,423
per year
$72,705
over 30 years

🏦 Loan Details

List Price
$373,000
Assumable Rate
3.88%
Remaining Balance
$223,185
Loan Type
FHA
Est. Equity Gap
$147,096
Annual Taxes
$1,697
HOA/mo
$468

About This Home

Beautifully Remodeled 3-Bed, 2-Bath Condo in DTC / Southmoor Park. This spacious 1,400+ sq. ft. top-floor condo has been thoughtfully remodeled & is truly move-in ready. Enjoy a quiet location with no one above you! The open, gourmet kitchen features granite countertops, stainless steel appliances, a pantry, & abundant cabinet space, all complemented by fresh paint & luxury vinyl plank flooring throughout. A southern-facing patio door fills the home with natural light, while upgraded double pane windows help keep utilities low. Step out to your private balcony—perfect for relaxing, container gardening, or soaking up Colorado sunsets. Additional features include 6-panel doors, ample closet space & the washer & dryer are included! The oversized living room easily accommodates large furniture & even has room for a full dining table. A cozy wood-burning fireplace adds warmth & charm. The remodeled hall bath offers a deep soaker tub with stylish tile work, while the spacious primary suite features its own beautifully updated en-suite bath. Central A/C ensures year-round comfort. Ideally located in the DTC / Southmoor Park area, you’re minutes from Landmark, Park Meadows, Tiffany Plaza, Whole Foods, & King Soopers. Outdoor lovers will appreciate nearby Southmoor, Jefferson Square, & Dahlia Parks, plus easy access to the Cherry Creek Reservoir & High Line Canal for cycling & walking. Dining is a delight with local favorites like New York Deli, Torchy’s Tacos, & Benihana close by. Kent Denver School is also just minutes away. Commuting is a breeze with the light rail less than a mile away, connecting you to Downtown Denver & beyond. At Canyon Club, enjoy resort-style amenities including a pool, fitness center, clubhouse, outdoor recreation areas, & a community garden. The well-managed Low HOA covers water, sewer, trash, exterior building maintenance, insurance, and the roof. This makes this home a low-maintenance investment in a welcoming community you’ll love.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$373,000
3.88% rateFHASave $970/mo

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