432 Cardinal
VA Assumable
2.6% Rate
5 photos
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432 Cardinal

Loveland, CO 80537

4
Bedrooms
3
Bathrooms
2,584
Sq Ft

Payment Calculator

$3,408per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,450
$26,450$374,742
Secondary Financing8.5% Rate
$348,292
Blended rate6.47% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,176/mo
Assumable @ 2.6% + gap
$3,408/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$529,000
Assumable Rate
2.6%
Remaining Balance
$182,421
Loan Type
VA
Est. Equity Gap
$374,742
Annual Taxes
$1,829
HOA/mo
$140

About This Home

Welcome to this beautifully maintained ranch-style home in the highly desirable Songbird Meadows neighborhood - lovingly cared for by the original owners! This charming residence offers the perfect blend of comfort, function, and style with thoughtful updates throughout. Enjoy peace of mind with recent exterior paint, recent interior paint, a newer furnace and A/C, and gleaming hardwood floors on the main level. The inviting open floor plan features a spacious living room, dining area, and a large kitchen equipped with a newer dishwasher, refrigerator, and garbage disposal - perfect for everyday living and entertaining.The home offers 4 generous bedrooms and 3 beautifully finished bathrooms, with three bedrooms conveniently located on the main floor. The fully finished basement is a true showstopper - boasting a massive family room with warm white aspen wood finishes, a built-in bar, and a pool table both included in the sale. You'll also find a massive bedroom and additional bath and abundant storage throughout the lower level. Step outside to your private backyard retreat featuring a deck, full fencing, and alley access to a 2-car attached garage that's fully drywalled and insulated. Additional highlights include an active radon mitigation system and incredible privacy. This is a rare opportunity to own a well-loved, beautifully maintained home in a peaceful community - move-in ready and waiting for its next chapter. Don't miss it!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$529,000
2.6% rateVASave $2,348/mo

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