562 Vicot
FHA Assumable
2.74% Rate
50 photos
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562 Vicot

Fort Collins, CO 80524

4
Bedrooms
3
Bathrooms
2,380
Sq Ft

Payment Calculator

$3,021per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,245
$31,245$201,803
Secondary Financing8.5% Rate
$170,558
Blended rate4.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,752/mo
Assumable @ 2.74% + gap
$3,021/mo
$732less per month
$732
per month
$8,779
per year
$263,368
over 30 years

🏦 Loan Details

List Price
$624,900
Assumable Rate
2.74%
Remaining Balance
$419,238
Loan Type
FHA
Est. Equity Gap
$201,803
Annual Taxes
$4,187
HOA/mo
$528

About This Home

Welcome home to this bright and stylish two-story gem tucked into the highly desirable Mosaic community—where modern comfort meets everyday convenience. With 4 bedrooms, 3 bathrooms, and an oversized 2-car garage, this home checks all the boxes for space, functionality, and easy living.\r The open-concept main level welcomes you with sleek hard-surface flooring and a dedicated home office—perfect for remote work, homework sessions, or a creative space. The kitchen is the heart of the home, featuring a large center island, abundant cabinetry, and generous storage, making it ideal for hosting, meal prep, and casual gatherings alike.\r Upstairs, unwind in the spacious primary suite with a walk-in closet and room to truly relax. The additional bedrooms offer plenty of flexibility for guests, hobbies, playrooms, or growing needs. Downstairs, the unfinished basement is a blank canvas ready for your vision—think home gym, media room, game space, or extra storage.\r Step outside your front door and enjoy walkable access to Mosaic’s standout amenities, including two pools, parks, and playgrounds—perfect for an active, community-focused lifestyle. The neighborhood is pristinely maintained and has no metro district, offering added peace of mind and long-term value.\r This is more than a home—it’s a lifestyle in one of the area’s most sought-after communities. Come see why Mosaic is such a special place to live and make this one yours.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$624,900
2.74% rateFHASave $1,825/mo

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