294 Gila
FHA Assumable
2.87% Rate
50 photos
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294 Gila

Ault, CO 80610

3
Bedrooms
3
Bathrooms
1,960
Sq Ft

Payment Calculator

$2,206per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,950
$22,950$135,214
Secondary Financing8.5% Rate
$112,264
Blended rate4.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,756/mo
Assumable @ 2.87% + gap
$2,206/mo
$550less per month
$550
per month
$6,605
per year
$198,153
over 30 years

🏦 Loan Details

List Price
$459,000
Assumable Rate
2.87%
Remaining Balance
$323,785
Loan Type
FHA
Est. Equity Gap
$135,214
Annual Taxes
$3,467
HOA/mo
$275

About This Home

This 3-bed, 3-bath Welby model by Baessler Homes, built in 2021, blends modern comfort with relaxed Northern Colorado living through its open-concept design, bright natural light, and flexible loft space. Step inside to a warm and inviting living area filled with sunshine, seamlessly connected to the dining room and kitchen centered around a spacious island-perfect for everyday meals or casual gatherings.Upstairs, a versatile loft offers space for a home office, play area, or reading nook, joined by three bedrooms and convenient upstairs laundry. The primary suite features a walk-through closet and ensuite bath with dual sinks and a seated vanity, while two additional bedrooms share a full bath. The unfinished basement is ready for your personal touch or future expansion. Peace of mind comes with smart upgrades, including a passive radon mitigation system, durable Class 4 impact-resistant shingles, and a professionally installed French drain system tied into the gutters-designed to reduce water buildup. Enjoy morning coffee on the covered front porch or unwind on the back patio overlooking a private yet open yard. A two-car garage provides ample storage for all your Colorado adventure gear.Located in the Highland RE-9 School District, near neighborhood parks, playgrounds, and the quaint charm of downtown Ault, this home pairs modern style with small-town connection-just 20 minutes to Greeley and 25 minutes to Fort Collins.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$459,000
2.87% rateFHASave $1,266/mo

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