6260 Gemfield
VA Assumable
4.2% Rate
50 photos
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6260 Gemfield

Colorado Springs, CO 80918

5
Bedrooms
4
Bathrooms
2,562
Sq Ft

Payment Calculator

$3,131per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,245
$26,245$273,590
Secondary Financing8.5% Rate
$247,345
Blended rate6.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 4.2% + gap
$3,131/mo
$21less per month
$21
per month
$252
per year
$7,569
over 30 years

🏦 Loan Details

List Price
$524,900
Assumable Rate
4.2%
Remaining Balance
$251,309
Loan Type
VA
Est. Equity Gap
$273,590
Annual Taxes
$1,764
HOA/mo
$130

About This Home

Beautiful 2-Story Home in Highly Desirable Vista Mesa Neighborhood!\r \r Welcome home to this stunning 2-story residence with a finished basement and expansive sunroom, ideally situated in the sought-after Vista Mesa community—offering privacy with no rear neighbors and a convenient Northeast Colorado Springs location close to shopping, parks, and schools.\r \r Step inside to a light, bright, and open floor plan featuring gorgeous cherry wood floors that flow throughout the main level. The spacious eat-in kitchen is a chef’s delight with vaulted ceilings, granite transformation countertops, painted cabinetry, appliances, a pantry, and a versatile custom island. Enjoy seamless access to the impressive sunroom (an additional 230 sq ft of living space), beautifully designed for year-round enjoyment, perfect for relaxing or entertaining.\r \r The inviting family room opens to the kitchen and features a cozy brick-accented gas fireplace—ideal for Colorado evenings.\r \r Upstairs, you’ll find new carpet throughout, including a private primary suite offering a full bathroom with tile flooring, dual vanities, a soaking tub, and a walk-in closet. Two additional bedrooms and a full bath complete the upper level.\r \r The finished basement extends your living space with two additional bedrooms (one with an en-suite bath) and a large recreation room, perfect for a home theater, gym, or game room.\r \r Step outside to a fully fenced backyard with mature trees, a garden area, and beautiful outdoor living space. When the leaves fall, enjoy stunning views of Pikes Peak right from your primary bedroom.\r \r Additional highlights include a radon mitigation system and a prime location in one of Colorado Springs’ most desirable neighborhoods.\r \r Don’t miss the opportunity to make this Vista Mesa gem your next home!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$524,900
4.2% rateVASave $1,660/mo

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