1781 Oakland
VA Assumable
2.98% Rate
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1781 Oakland

Aurora, CO 80010

4
Bedrooms
1
Bathrooms
1,408
Sq Ft

Payment Calculator

$2,024per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,250
$19,250$158,603
Secondary Financing8.5% Rate
$139,353
Blended rate5.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,312/mo
Assumable @ 2.98% + gap
$2,024/mo
$288less per month
$288
per month
$3,459
per year
$103,761
over 30 years

🏦 Loan Details

List Price
$385,000
Assumable Rate
2.98%
Remaining Balance
$226,397
Loan Type
VA
Est. Equity Gap
$158,603
Annual Taxes
$2,462
HOA/mo
$180

About This Home

Charming 4-Bedroom Ranch, Minutes to Anschutz Campus, with a 2.75% interest rate!\r \r Welcome to 1781 N. Oakland Street, a bright and inviting ranch that blends character, comfort, and convenience. Beautiful hardwood floors, coved ceilings, and large windows fill the home with warmth and natural light. The layout offers flexibility, with four bedrooms that can easily serve as guest rooms, a home office, or creative spaces for your lifestyle needs. Also great for a multiple roommate scenario.\r \r The kitchen features new flooring and a functional layout with plenty of cabinet space. The lot features both a front driveway and an alley-access garage make parking and everyday living easy. The fenced backyard is ready for summer barbecues, pets, or future garden projects.\r \r *Special Financing Opportunity: This home features an assumable VA loan with a 2.75% interest rate, and the current owner is willing to allow the assumption by a non-veteran buyer (subject to lender approval). This rare option could mean substantial savings compared to today’s rates. Contact the listing agent for more details.*\r \r *Multiple lenders also offering 1% of loan amount to be applied towards rate buy-down or closing costs*\r \r Location is where this home truly shines. Enjoy quick access to the CU Anschutz Medical Campus, Children’s Hospital Colorado, and the VA Hospital—all just minutes away. Walk or bike to Stanley Marketplace, Del Mar Park, or the Sand Creek Greenway Trail, and take advantage of nearby light-rail stations for an easy commute to downtown Denver, DIA, or the Tech Center.\r \r With no HOA, a strong rental market, and close proximity to major employers, this home offers incredible value for first-time buyers and investors alike.\r \r Discover a move-in-ready ranch in one of Aurora’s most connected locations. Schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$385,000
2.98% rateVASave $1,236/mo

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