3601 Ponderosa
VA Assumable
3.16% Rate
5 photos
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3601 Ponderosa

Evans, CO 80620

1
Bedrooms
1
Bathrooms
828
Sq Ft

Payment Calculator

$1,091per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$10,250
$10,250$62,689
Secondary Financing8.5% Rate
$52,439
Blended rate4.48% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,231/mo
Assumable @ 3.16% + gap
$1,091/mo
$139less per month
$139
per month
$1,674
per year
$50,211
over 30 years

🏦 Loan Details

List Price
$205,000
Assumable Rate
3.16%
Remaining Balance
$159,957
Loan Type
VA
Est. Equity Gap
$62,689
Annual Taxes
$967
HOA/mo
$250

About This Home

Welcome home to easy, affordable living in this beautifully updated one bedroom, one bath condo in Evans! With stylish finishes, modern conveniences, and a prime location near parks, trails, schools and local amenities, this home offers unbeatable value and true move-in readiness. Step inside to discover vaulted ceilings and large windows that create a bright, open feel. The spacious living area is centered around a three-sided fireplace, adding warmth and charm to both the living space and primary bedroom. The adjoining kitchen and dining room feature luxury vinyl plank flooring, newer stainless appliances, a large closet/pantry, and plenty of counter space-perfect for everyday cooking or hosting friends. Enjoy your morning coffee or unwind after work on the private balcony overlooking the Pioneer Park, where you can take in peaceful mountain views and open green space. The bedroom retreat includes a walk-in closet, and the bathroom offers a large soaking tub, ideal for relaxing at the end of the day. Additional conveniences include in-unit laundry and a newer water heater for peace of mind and energy efficiency. This home delivers everything you need for comfortable, low-maintenance living-with the bonus of being one of the most affordable homes in the Greeley/Evans area. You'll love the convenience of nearby parks, trails, and schools, plus easy access to shopping, dining, and major routes for quick commutes to Denver, Fort Collins, Boulder, and Longmont. Whether you're a first-time buyer, downsizer, or investor, this home combines style, value, and location in one smart package. Just move right in and start enjoying all that Northern Colorado living has to offer!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$205,000
3.16% rateVASave $543/mo

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