2333 Mountain Sky
FHA Assumable
3.06% Rate
50 photos
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2333 Mountain Sky

Fort Lupton, CO 80621

3
Bedrooms
3
Bathrooms
1,971
Sq Ft

Payment Calculator

$1,967per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,750
$21,750$86,887
Secondary Financing8.5% Rate
$65,137
Blended rate3.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,612/mo
Assumable @ 3.06% + gap
$1,967/mo
$645less per month
$645
per month
$7,739
per year
$232,179
over 30 years

🏦 Loan Details

List Price
$435,000
Assumable Rate
3.06%
Remaining Balance
$345,120
Loan Type
FHA
Est. Equity Gap
$86,887
Annual Taxes
$5,294
HOA/mo
$280

About This Home

Built in 2021 by DR Horton, this beautifully maintained two-story home blends modern design with everyday functionality. The exterior features stylish vertical siding, stone accents, and tall windows, creating a welcoming first impression.\r \r Step inside to an open-concept main floor where the kitchen, dining, and living spaces flow effortlessly together—ideal for both entertaining and daily living. The kitchen offers a spacious island, modern appliances, abundant cabinetry, a walk-in pantry, and counter space for all your culinary needs.\r \r Upstairs, you’ll find a versatile loft that can serve as an office, play area, or media room, along with a conveniently located laundry room facing south for plenty of natural light. The private primary suite includes a full-size walk-in closet and an en-suite bath with a shower, providing the perfect retreat after a long day. Two additional bedrooms complete the upper level, offering comfort and flexibility for family or guests.\r \r Additional highlights include a tankless water heater and ceiling fans in multiple rooms for energy efficiency and year-round comfort. The landscaped backyard features a patio ideal for outdoor relaxation as well as backyard irrigation backing to open space, while the attached two-car garage provides storage and convenience.\r \r Located just minutes from I-76, Highway 85, and Highway 52, this home offers quick commuter access while preserving Fort Lupton’s inviting small-town feel. Parks, schools, shopping, and dining are all nearby.\r \r This home perfectly balances style, comfort, and accessibility—ready for you to make it your own!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$435,000
3.06% rateFHASave $979/mo

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