865 Winding Brook
FHA Assumable
3.06% Rate
50 photos
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865 Winding Brook

Berthoud, CO 80513

3
Bedrooms
3
Bathrooms
1,450
Sq Ft

Payment Calculator

$1,699per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,250
$19,250$61,440
Secondary Financing8.5% Rate
$42,190
Blended rate3.69% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,312/mo
Assumable @ 3.06% + gap
$1,699/mo
$613less per month
$613
per month
$7,353
per year
$220,591
over 30 years

🏦 Loan Details

List Price
$385,000
Assumable Rate
3.06%
Remaining Balance
$323,559
Loan Type
FHA
Est. Equity Gap
$61,440
Annual Taxes
$2,084
HOA/mo
$300

About This Home

Filled with natural light, this bright and inviting south-facing townhome offers the perfect combination of modern finishes, privacy, and convenience. Thoughtfully designed for comfort and functionality, the open-concept main level showcases durable LVP flooring, elegant granite countertops, and large windows that create a warm and welcoming atmosphere throughout. The kitchen serves as the heart of the home, featuring ample counter space for cooking and entertaining, while seamlessly connecting to the dining and living areas for an effortless flow. A guest bath and dedicated laundry room make a use of the main level. Upstairs, spacious bedrooms and beautifully finished bathrooms provide a peaceful retreat. The primary suite offers generous walk-in closet space, dual vanity, walk in shower, and a calming place to unwind after a long day with room for a sitting area. With no neighbors directly facing the property, you'll appreciate the rare sense of privacy and tranquility this home provides, all while being part of a well-kept community setting. An attached two-car garage adds both convenience and extra storage, ideal for an active Colorado lifestyle. The HOA takes care of exterior maintenance and snow removal, allowing for true low-maintenance living so you can focus on enjoying your surroundings. Located just moments from the prestigious TPC Colorado golf club, residents enjoy proximity to world-class golf, scenic trails, and neighborhood amenities. Whether exploring Berthoud's charming downtown, visiting nearby shops and restaurants, or heading out for a day of outdoor recreation, everything you need is close at hand. Quick access to I-25 ensures effortless commuting north to Fort Collins or south toward Longmont, Boulder, or Denver. Bright, modern, and ideally situated, this townhome offers exceptional value and easy living in one of Northern Colorado's most desirable communities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$385,000
3.06% rateFHASave $781/mo

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