10429 Owens
FHA Assumable
2.94% Rate
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10429 Owens

Broomfield, CO 80021

3
Bedrooms
2
Bathrooms
1,360
Sq Ft

Payment Calculator

$2,592per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,000
$26,000$178,514
Secondary Financing8.5% Rate
$152,514
Blended rate4.66% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,122/mo
Assumable @ 2.94% + gap
$2,592/mo
$531less per month
$531
per month
$6,369
per year
$191,082
over 30 years

🏦 Loan Details

List Price
$520,000
Assumable Rate
2.94%
Remaining Balance
$339,153
Loan Type
FHA
Est. Equity Gap
$178,514
Annual Taxes
$2,334
HOA/mo
$130

About This Home

MOVE-IN READY 3-BED HOME WITH RARE 3% ASSUMABLE LOAN & NO HOA Welcome home to this beautifully maintained 3 bedroom, 2 bath residence, truly move-in ready with major upgrades completed in the LAST 5 YEARS. Recent improvements include a new roof, AC, brand new swamp cooler, sprinkler system, water heater pilot and radon mitigation system for peace of mind.A rare highlight is the FHA assumable loan at just 3%, available to qualified buyer, offering significant monthly savings. Inside, refinished hardwood floors, updated ceiling fans and a cozy wood-burning fireplace create the perfect ambiance for Colorado evenings. The open floor plan connects the bright living area to the kitchen and dining space, featuring stainless steel appliances, granite countertops and a slate penny tile backsplash, ideal for both everyday living and entertaining. Energy efficiency is enhanced with solar panels installed in 2024, to be paid off at closing, keeping utility costs low. No HOA, plus free access to the neighborhood pool and close proximity to open space, ball fields and Standley Lake. With a unique combination of location, upgrades, energy efficiency and an assumable low intereste loan, this home truly has it all!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$520,000
2.94% rateFHASave $1,510/mo

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