705 Alton
FHA Assumable
4.14% Rate
50 photos
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705 Alton

Denver, CO 80247

1
Bedrooms
1
Bathrooms
855
Sq Ft

Payment Calculator

$931per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$8,600
$8,600$57,259
Secondary Financing8.5% Rate
$48,659
Blended rate5.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,033/mo
Assumable @ 4.14% + gap
$931/mo
$102less per month
$102
per month
$1,219
per year
$36,564
over 30 years

🏦 Loan Details

List Price
$172,000
Assumable Rate
4.14%
Remaining Balance
$114,740
Loan Type
FHA
Est. Equity Gap
$57,259
Annual Taxes
$648
HOA/mo
$518

About This Home

Step into the charm and comfort of 705 S Alton Way #6B, nestled in Denver’s premier 55+ community—Windsor Gardens. This beautifully updated residence blends timeless elegance with modern upgrades throughout. Designed for comfort and peace of mind, this home includes accessibility features such as step-free entry and a remodeled bathroom with a walk-in shower featuring a modern surround and river rock shower pan. These thoughtful upgrades ensure ease of mobility and everyday convenience.The entry hall and kitchen feature refinished ceramic tile flooring with a distinctive Moroccan pattern, adding both style and durability. The kitchen, truly the heart of the home, is appointed with a new hood, sleek stainless steel appliances, and a striking glass-tile backsplash. Granite and butcher block countertops provide both beauty and functionality, while a new sink and faucet elevate the space. A convenient pantry ensures your essentials are always at hand.The living room radiates warmth with rich hardwood flooring that continues seamlessly into the bedroom. Freshly painted walls enhance the inviting ambiance, and French doors connect the living room and bedroom, offering a flexible layout that balances openness and privacy. A custom-designed niche in the bedroom creates the perfect spot for a desk or reading area.A new pedestal sink, updated lighting, and added linen closet bring both practicality and storage to the bathroom. Garage space #177 in Lot-12 is just steps from the building and includes a new garage door opener and convenient Cowboy Storage. The HOA covers capital reserves, property taxes, heat, water, sewer, trash, and 24-hour security.Don’t miss the opportunity to own this ADA-accessible, beautifully updated home in a vibrant active adult community!Ask about special financing incentives! Qualified first-time homebuyers may be eligible for a $10,000 down payment grant plus up to $5,000 toward closing costs through Wells Fargo.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$172,000
4.14% rateFHASave $393/mo

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