12729 Ulster
FHA Assumable
3.31% Rate
50 photos
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12729 Ulster

Thornton, CO 80602

2
Bedrooms
3
Bathrooms
1,305
Sq Ft

Payment Calculator

$2,124per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,000
$22,000$110,193
Secondary Financing8.5% Rate
$88,193
Blended rate4.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,642/mo
Assumable @ 3.31% + gap
$2,124/mo
$518less per month
$518
per month
$6,212
per year
$186,371
over 30 years

🏦 Loan Details

List Price
$440,000
Assumable Rate
3.31%
Remaining Balance
$329,806
Loan Type
FHA
Est. Equity Gap
$110,193
Annual Taxes
$4,957
HOA/mo
$230

About This Home

Discover this modern We Cottage model located in the Riverdale Ranch community. Built in 2020, this 2-bedroom, 3-bathroom home offers 1,305 sqft of thoughtfully designed living space, a detached 2-car garage, and a generous 6ft crawl space providing excellent additional storage.\r The main level features an open floor plan with a bright living room, dining area, and a well-appointed kitchen—perfect for both everyday living and entertaining. Upstairs, you’ll find a versatile loft, a spacious primary bedroom with its own bathroom, a second bedroom, an additional full bath, and a conveniently located laundry area.\r Step outside to a great backyard designed for relaxation and entertainment, offering the perfect space for gatherings, grilling, or enjoying Colorado evenings.\r This low-maintenance home is ideally situated near Brighton's top parks and trails, the Adams County Fairgrounds, local golf courses, schools, shopping, and dining. With quick access to E-470 and Highway 7, commuting to Denver, Boulder, and surrounding areas is a breeze.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$440,000
3.31% rateFHASave $996/mo

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