6980 121st
FHA Assumable
4.46% Rate
50 photos
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6980 121st

Thornton, CO 80602

4
Bedrooms
3
Bathrooms
2,433
Sq Ft

Payment Calculator

$3,411per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,250
$30,250$223,779
Secondary Financing8.5% Rate
$193,529
Blended rate5.82% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,633/mo
Assumable @ 4.46% + gap
$3,411/mo
$222less per month
$222
per month
$2,666
per year
$79,994
over 30 years

🏦 Loan Details

List Price
$605,000
Assumable Rate
4.46%
Remaining Balance
$381,220
Loan Type
FHA
Est. Equity Gap
$223,779
Annual Taxes
$6,669
HOA/mo
$200

About This Home

Beautiful and energy-efficient home located in the desirable Villas at Aspen Reserve. This spacious 2,390 sq. ft. residence features a welcoming covered porch, a formal living room off the foyer, and an open kitchen with a large island, granite countertops, stained maple cabinets, a gas range, and a dining area that flows into a bright two-story great room. The layout includes a flex room, a pocket office, and an owner’s entry with a planning desk for added convenience. The home also offers a full 9' basement, providing excellent potential for future customization. Sitting on a generous 7,050 sq. ft. lot, this property delivers both comfort and privacy. Known for its energy-efficient design, this home helps you enjoy a healthier, quieter lifestyle while saving on utility costs—all just minutes from Downtown Denver.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$605,000
4.46% rateFHASave $1,427/mo

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