2905 Neil
FHA Assumable
4.37% Rate
50 photos
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2905 Neil

Fort Collins, CO 80526

2
Bedrooms
2
Bathrooms
1,032
Sq Ft

Payment Calculator

$2,228per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,000
$20,000$142,772
Secondary Financing8.5% Rate
$122,772
Blended rate5.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,402/mo
Assumable @ 4.37% + gap
$2,228/mo
$174less per month
$174
per month
$2,092
per year
$62,750
over 30 years

🏦 Loan Details

List Price
$400,000
Assumable Rate
4.37%
Remaining Balance
$257,228
Loan Type
FHA
Est. Equity Gap
$142,772
Annual Taxes
$2,047
HOA/mo
$343

About This Home

Welcome home to this well-located 2-bedroom, 1.5-bath townhome offering comfort, convenience, and a unique backdrop. Ideally situated near walking trails, parks, and everyday amenities, this home is also conveniently located near Colorado State University, making it a great option for owner-occupants or investment potential.Backing to open space and the beloved local icon, the Holiday Twin Drive-In, the property enjoys added privacy, open views, and a nostalgic neighborhood charm. Inside, you'll find an updated kitchen with modern finishes and ample cabinet space, perfect for everyday living and entertaining. The main level features a bright living area and a convenient half bath.Upstairs offers two generously sized bedrooms and a full bath, while the unfinished basement provides excellent storage or future expansion possibilities. Additional highlights include a two-car attached garage and low-maintenance townhome living in a sought-after location close to trails, parks, shopping, dining, and campus.A rare opportunity to enjoy space, location, and lifestyle all in one.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$400,000
4.37% rateFHASave $932/mo

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