2029 Gyros
VA Assumable
2.84% Rate
50 photos
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2029 Gyros

Lafayette, CO 80026

3
Bedrooms
2
Bathrooms
1,260
Sq Ft

Payment Calculator

$2,801per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,250
$22,250$318,803
Secondary Financing8.5% Rate
$296,553
Blended rate6.81% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,672/mo
Assumable @ 2.84% + gap
$2,801/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$445,000
Assumable Rate
2.84%
Remaining Balance
$126,196
Loan Type
VA
Est. Equity Gap
$318,803
Annual Taxes
$1,768
HOA/mo
$463

About This Home

This well-maintained home was purchased new by the current owner in 1983 and reflects decades of consistent care. Ideally situated in the heart of Lafayette, it offers a bright south-facing driveway and mountain views from the front yard overlooking open space.\r \r The main level features a wood-burning fireplace and an eat-in kitchen with bar seating, creating a functional and inviting living area. A sliding glass door opens to a well shaded private porch, making it a comfortable outdoor retreat. Recent updates include energy-efficient windows, new carpeting, and a brand-new furnace installed in 2025.\r \r The unfinished basement includes a large workshop area, offering flexible space for storage, hobbies, or future customization.\r With long-term ownership, thoughtful updates, and a convenient Lafayette location, this property presents a solid opportunity to own a well-cared-for home in an established community.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$445,000
2.84% rateVASave $2,094/mo

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