1157 Ptarmigan
VA Assumable
2.85% Rate
50 photos
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1157 Ptarmigan

Woodland Park, CO 80863

3
Bedrooms
2
Bathrooms
1,981
Sq Ft

Payment Calculator

$2,512per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,795
$30,795$62,545
Secondary Financing8.5% Rate
$31,750
Blended rate3.16% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,698/mo
Assumable @ 2.85% + gap
$2,512/mo
$1,186less per month
$1,186
per month
$14,236
per year
$427,082
over 30 years

🏦 Loan Details

List Price
$615,900
Assumable Rate
2.85%
Remaining Balance
$548,362
Loan Type
VA
Est. Equity Gap
$62,545
Annual Taxes
$3,014
HOA/mo
$440

About This Home

Live comfortably and confidently in this beautifully maintained ranch-style home in desirable Woodland Park, thoughtfully designed for true main level living and ease of accessibility. With everything you need on one floor, this home is ideal for buyers seeking minimal steps, open spaces, and a layout that supports effortless everyday living.\r \r Step inside to a bright, welcoming interior where an open floor plan allows for easy movement between the living, dining, and kitchen areas. Large windows fill the home with natural light while offering peaceful views of the surrounding trees and neighborhood. A cozy fireplace anchors the main living space, creating a warm and inviting atmosphere year-round.\r \r The kitchen is both functional and efficient, featuring generous counter space, quality cabinetry, and a smooth flow that makes meal preparation simple and enjoyable. Whether cooking for yourself or hosting family and friends, this space balances convenience and style.\r \r The primary bedroom is located on the main level and serves as a comfortable retreat with a well-appointed bathroom designed for ease of use. Two additional main-level bedrooms offer flexibility for guests, hobbies, or a home office, all without navigating stairs. With two full bathrooms on the main floor, the layout supports both privacy and practicality.\r \r Outside, enjoy a spacious lot with room to relax, garden, or entertain while surrounded by Colorado’s natural beauty. The outdoor areas are easily accessible, making it simple to enjoy fresh mountain air. Located in a quiet, established neighborhood close to shopping, dining, parks, and local amenities, this home blends comfort, accessibility, and low-maintenance living. Whether planning for long-term ease or simplifying your lifestyle, this main-level Woodland Park home offers comfort and independence in a beautiful mountain setting.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$615,900
2.85% rateVASave $1,140/mo

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