6293 Kilmer
FHA Assumable
3.31% Rate
50 photos
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6293 Kilmer

Golden, CO 80403

2
Bedrooms
2
Bathrooms
1,297
Sq Ft

Payment Calculator

$3,557per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,963
$24,963$478,439
Secondary Financing8.5% Rate
$453,476
Blended rate8.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,998/mo
Assumable @ 3.31% + gap
$3,557/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$499,250
Assumable Rate
3.31%
Remaining Balance
$16,074
Loan Type
FHA
Est. Equity Gap
$478,439
Annual Taxes
$2,289
HOA/mo
$375

About This Home

Walk up to your own front door — not a lobby, not an elevator, not a shared hallway. Unit 101 at West Woods Villas offers something genuinely uncommon: a first-floor condo with private exterior access that lives and feels like a standalone home.\r Inside, the open layout connects a granite-countertop kitchen to the main living space, designed for real daily life rather than staged photos. The primary suite includes an en-suite bathroom and new carpet. The second bedroom is generously sized and well-separated — ideal for guests, a home office, or a roommate.\r Step outside to a covered west-facing patio where the mountain views are yours every evening. This is the Colorado lifestyle buyers are looking for — and it's right outside your patio door.\r The 2-car tandem garage is a rare find in any condo community and makes this property especially compelling for Colorado's outdoor enthusiasts. Two vehicles, plus room for gear, bikes, and everything the mountains demand.\r Recent upgrades include a new furnace, new water heater, and new carpet in both bedrooms — the major expense items are handled and the home is genuinely move-in ready. Built in 2006 with an electric fireplace, in-unit laundry, central air, and a security system.\r The seller is covering 12 months of HOA dues at closing — your biggest first-year cost concern, handled before you move in.\r Located in Golden's West Woods Villas community with quick access to US-6, C-470, and I-70 — downtown Denver and the mountains are both within easy reach. Offered at $499,250.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,250
3.31% rateFHASave $1,366/mo

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