6404 Harvest
VA Assumable
3.31% Rate
50 photos
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6404 Harvest

Aurora, CO 80016

4
Bedrooms
2
Bathrooms
2,854
Sq Ft

Payment Calculator

$2,657per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$120,135
Secondary Financing8.5% Rate
$91,885
Blended rate4.20% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 3.31% + gap
$2,657/mo
$735less per month
$735
per month
$8,824
per year
$264,726
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
3.31%
Remaining Balance
$444,865
Loan Type
VA
Est. Equity Gap
$120,135
Annual Taxes
$6,953
HOA/mo
$70

About This Home

This beautifully maintained ranch-style home offers a versatile and elegant floor plan designed for both everyday living and entertaining. A welcoming foyer and plantation shutters throughout the main level add timeless appeal. The private owner’s suite provides a quiet retreat, while a bright secondary bedroom is perfect for guests or family. Bonus room features a striking natural stone accent wall. A conveniently located upper-level laundry room includes ample shelving for storage.The kitchen is well equipped with a gas cooktop, double convection ovens, granite countertops, and a natural stone backsplash. A large pantry and casual dining nook flow seamlessly into the living room, where a gas fireplace creates a cozy atmosphere for Colorado evenings.The finished lower level expands the home’s living space with custom built-in cabinetry topped with granite and a dedicated home theater featuring a 120-inch screen and projector — both included with the home. Additional lower-level features include a spacious bedroom with a walk-in closet and a flexible fourth bedroom ideal for a home office or guest space. Step outside to a low-maintenance backyard designed for relaxing and entertaining, featuring artificial turf and a pergola — perfect for outdoor dining, gatherings, or unwinding year-round.Located in the desirable Wheatlands community, residents enjoy access to two pools, picnic areas, and a clubhouse, all within walking distance. HOA dues are $70 per month. The home is within the highly regarded Cherry Creek School District and offers easy access to Southlands Shopping Center, E-470, DIA, and nearby Aurora Reservoir with trails, boating, and recreation.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
3.31% rateVASave $1,172/mo

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