289 Holden
FHA Assumable
3.07% Rate
50 photos
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289 Holden

Johnstown, CO 80534

4
Bedrooms
3
Bathrooms
3,642
Sq Ft

Payment Calculator

$2,855per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,750
$29,750$160,880
Secondary Financing8.5% Rate
$131,130
Blended rate4.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,573/mo
Assumable @ 3.07% + gap
$2,855/mo
$718less per month
$718
per month
$8,613
per year
$258,405
over 30 years

🏦 Loan Details

List Price
$595,000
Assumable Rate
3.07%
Remaining Balance
$434,120
Loan Type
FHA
Est. Equity Gap
$160,880
Annual Taxes
$3,185
HOA/mo
$180

About This Home

Welcome to this well-maintained single family home in the desirable Carlson Farms community of Johnstown! This inviting residence features a bright open floor plan, an unfinished basement ready for your personal touches, and a cozy living area with a fireplace — perfect for gatherings and everyday living. Enjoy the large lot with mountain views and plenty of outdoor space. Located in an established neighborhood with HOA amenities, and close to schools, parks, shopping, and easy commuting access — a fantastic opportunity in Northern Colorado!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$595,000
3.07% rateFHASave $1,547/mo

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