254 Candletree
VA Assumable
2.83% Rate
50 photos
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254 Candletree

Monument, CO 80132

4
Bedrooms
4
Bathrooms
3,227
Sq Ft

Payment Calculator

$2,613per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$140,103
Secondary Financing8.5% Rate
$111,853
Blended rate4.01% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 2.83% + gap
$2,613/mo
$780less per month
$780
per month
$9,359
per year
$280,769
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
2.83%
Remaining Balance
$424,896
Loan Type
VA
Est. Equity Gap
$140,103
Annual Taxes
$2,741
HOA/mo
$100

About This Home

Monument Marvel: Ranch-Style Living with Park Views & Basement Bliss! Welcome to your next chapter in Monument, Colorado...where the air is fresh, the views are serene, and your backyard literally backs to a park (which means fewer neighbors and more squirrels). This charming ranch-style home is deceptively spacious, with a fully finished walkout basement that could double as a guest suite, home theater, gym, or your in-laws’ semi-permanent residence (depending on how much you like them). On the main level, you'll find sun-soaked living spaces, a kitchen that’s seen more Pinterest recipes than it cares to admit, and bedrooms designed for maximum relaxation—and there's even a dedidicated office, with French doors, should you need a home office, homeschool space, gaming area, library or just a place to keep all of your gigantic Lego sets that your spouse doesn't want displayed in your living room. Step out onto the deck and soak in unobstructed park view, perfect for sipping morning coffee, evening wine, or silently judging joggers. Downstairs? It’s not just a basement; it’s a lifestyle. Complete with its own entrance, it’s ideal for multi-generational living, Airbnb dreams, or hiding from your responsibilities. Tucked in a quiet Monument neighborhood with trails, trees, and tranquility, this home offers the peaceful retreat you didn’t know you needed (until now). Highlights: 4 beds, several additional non-conforming bedroom opportunities,3.5 baths & infinite charm Fully finished walkout basement = bonus everything Backyard opens directly to parkland with nature included Main-level living with 100% convenience Close to schools, shopping, trails, and the best local coffee This one won't last long—homes like this are rarer than a park squirrel that doesn’t run away. Schedule your showing today and bring your imagination (and maybe a picnic blanket).

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
2.83% rateVASave $1,406/mo

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