4418 Fig
VA Assumable
2.76% Rate
50 photos
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4418 Fig

Golden, CO 80403

4
Bedrooms
3
Bathrooms
1,927
Sq Ft

Payment Calculator

$3,590per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,000
$40,000$174,340
Secondary Financing8.5% Rate
$134,340
Blended rate3.77% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,804/mo
Assumable @ 2.76% + gap
$3,590/mo
$1,213less per month
$1,213
per month
$14,559
per year
$436,767
over 30 years

๐Ÿฆ Loan Details

List Price
$800,000
Assumable Rate
2.76%
Remaining Balance
$625,660
Loan Type
VA
Est. Equity Gap
$174,340
Annual Taxes
$4,324
HOA/mo
$650

About This Home

VA Assumable loan, 2.5%, to VA qualifying Buyers!! \r Welcome to the Orchard community! This home is located less than 10 minutes from Downtown Golden, North and South Table Mountain, Colorado School of Mines, Applewood Golf Course, Rolling Hills Golf Course, and offers easy highway access in any direction.\r \r Upon entering, youโ€™re greeted by an abundance of natural light and a large open floor plan with high ceilings. Wood flooring extends throughout the main level, accenting the front room and kitchen. The kitchen boasts numerous updates, including all new appliances, countertops, sink, backsplash, hardware, floating shelves, and freshly painted cabinetry.\r \r The living room is just off the kitchen and features new carpet and direct access to the large, private outdoor deck. The front room offers flexible space for a formal dining area, family room, or play space. The main level is complete with a laundry area featuring modern updates and shelving, as well as a powder bath with upgraded vanity, toilet, mirror, lighting, and trim.\r \r Upstairs, the primary bedroom features an ensuite with upgrades including a new toilet, mirror, and lighting, along with a walk-in closet. Three additional bedrooms and a full bathroom complete the upper level.\r \r Out back, enjoy the large yard, newly painted deck, and irrigation system in both the front and back yards. The unfinished basement provides space for a home gym, additional storage, or a blank slate for future plans.\r \r Additional upgrades include: new roof (2025), new furnace (2025), new A/C and condenser (2025), new gas water heater (2024), new interior paint, and a water filtration system.\r \r Information provided herein is from sources deemed reliable but not guaranteed. Listing Broker takes no responsibility for its accuracy; all information must be independently verified by buyers.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$800,000
2.76% rateVASave $1,967/mo

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๐Ÿ“ž (719) 624-3472