8831 105th
VA Assumable
4.88% Rate
50 photos
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8831 105th

Commerce City, CO 80640

3
Bedrooms
2
Bathrooms
1,742
Sq Ft

Payment Calculator

$2,845per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,225
$28,225$33,618
Secondary Financing8.5% Rate
$5,393
Blended rate4.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,390/mo
Assumable @ 4.88% + gap
$2,845/mo
$545less per month
$545
per month
$6,538
per year
$196,150
over 30 years

🏦 Loan Details

List Price
$564,500
Assumable Rate
4.88%
Remaining Balance
$529,411
Loan Type
VA
Est. Equity Gap
$33,618
Annual Taxes
$2,084
HOA/mo
$87

About This Home

Welcome home to this beautifully designed ranch-style 2023 single-family residence in Henderson, where modern finishes meet a warm, inviting feel that instantly puts you at ease. With all living on the main level, this thoughtfully designed home offers 3 bedrooms, 2 bathrooms, and 1,742 finished square feet, providing effortless, single-level living that feels anything but builder-basic.\r \r The open-concept main living space is filled with natural light and flows seamlessly into a modern, entertainer-friendly kitchen featuring stainless steel appliances, a large island with breakfast seating, and elevated finishes that set it apart from typical new construction. A large sliding glass door connects the living area to the covered back patio, creating incredible indoor/outdoor living and making the space perfect for both everyday comfort and hosting.\r \r The main-floor primary suite offers a peaceful retreat with a spacious walk-in closet and an en-suite bath complete with a walk-in shower. Two additional bedrooms and a full bath provide flexibility for guests, a home office, or hobbies.\r \r Outside, enjoy a fully fenced, low-maintenance turf yard designed for easy living, along with a covered patio ideal for relaxing evenings or weekend gatherings. The attached 3-car garage is generously sized and includes ample room for storage, gear, and workspace.\r \r With a brand-new roof installed in January 2026 this home offers peace of mind and a truly low-stress lifestyle. An added bonus for the area: no metro district tax, helping keep ownership costs lower than many nearby communities. The HOA covers trash and recycling, simplifying day-to-day living.\r \r Conveniently located with easy highway access and nearby trails, this Henderson home is ideal for first-time buyers or empty nesters seeking comfort, functionality, and a welcoming place to call home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$564,500
4.88% rateVASave $497/mo

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