83 Ridge Point
VA Assumable
5.22% Rate
50 photos
Click to enlarge

83 Ridge Point

Divide, CO 80814

4
Bedrooms
2
Bathrooms
1,944
Sq Ft

Payment Calculator

$2,490per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,995
$22,995$62,172
Secondary Financing8.5% Rate
$39,177
Blended rate5.51% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 5.22% + gap
$2,490/mo
$271less per month
$271
per month
$3,257
per year
$97,710
over 30 years

🏦 Loan Details

List Price
$459,900
Assumable Rate
5.22%
Remaining Balance
$397,728
Loan Type
VA
Est. Equity Gap
$62,172
Annual Taxes
$1,635

About This Home

Welcome home to this beautiful mountain retreat, located just 15 minutes from Woodland Park. This property is filled with custom upgrades, including exposed wooden beams, butcher block countertops, textured walls, and a custom closet system in the primary suite. Enjoy true main-level living with 4 bedrooms plus an office. Recent improvements—such as a new furnace and a newer hot water heater—make this home move-in ready. The oversized 34' x 22' garage provides plenty of space for all your toys, tools, and even a full-size truck. RV owners will appreciate the dedicated parking area complete with electrical hookups. With 2 acres of usable land, there’s room for kids, dogs, and even horses to roam. Relax on the covered front porch and take in the sunrise and sunset over the mountains. This home offers the perfect blend of peaceful space and convenient access to nearby amenities.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$459,900
5.22% rateVASave $451/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472