3518 Valleywood
FHA Assumable
2.81% Rate
50 photos
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3518 Valleywood

Johnstown, CO 80534

3
Bedrooms
3
Bathrooms
1,934
Sq Ft

Payment Calculator

$1,910per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,250
$21,250$90,785
Secondary Financing8.5% Rate
$69,535
Blended rate3.79% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,552/mo
Assumable @ 2.81% + gap
$1,910/mo
$642less per month
$642
per month
$7,707
per year
$231,214
over 30 years

🏦 Loan Details

List Price
$425,000
Assumable Rate
2.81%
Remaining Balance
$334,215
Loan Type
FHA
Est. Equity Gap
$90,785
Annual Taxes
$5,087
HOA/mo
$110

About This Home

This low-maintenance single-family home offers a desirable 3-story layout with 1,934 sq ft, 3 bedrooms, 2.5 bathrooms, and a 2-car garage, plus multiple outdoor deck spaces. Situated on a corner lot within a private cul-de-sac, the home features excellent curb appeal with a multi-dimensional exterior, inviting front porch, patio, and privacy fencing.The interior is light and bright with 9' ceilings on the main floor, enhancing the open and airy feel. Designed for entertaining, the expansive great room flows seamlessly into the spacious kitchen featuring stainless steel appliances and a large dining island-perfect for everyday living and gatherings alike.The primary suite offers a relaxing retreat with a walk-in closet, double vanity, and large walk-in shower. The third floor provides two additional bedrooms and a full bathroom, offering flexible space for guests, family, or a home office.A large daylight basement adds exceptional versatility-ideal for additional living space, a game room, craft room, home theater, or home gym.Located in the sought-after Thompson River Ranch master-planned community, residents enjoy beautiful mountain backdrops and an abundance of amenities including two outdoor pools, a clubhouse with fitness center, parks, trails, a disc golf course, and year-round community events. Riverview PK-8 School is conveniently located within the community and within walking distance.Easy access to I-25 and Hwy 34, with shopping, dining, and entertainment just minutes away at the Promenade Shops at Centerra.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$425,000
2.81% rateFHASave $1,007/mo

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