3530 Sawtooth
VA Assumable
3.76% Rate
50 photos
Click to enlarge

3530 Sawtooth

Frederick, CO 80516

3
Bedrooms
3
Bathrooms
1,880
Sq Ft

Payment Calculator

$2,935per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,495
$27,495$195,609
Secondary Financing8.5% Rate
$168,114
Blended rate5.29% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,302/mo
Assumable @ 3.76% + gap
$2,935/mo
$367less per month
$367
per month
$4,398
per year
$131,947
over 30 years

🏦 Loan Details

List Price
$549,900
Assumable Rate
3.76%
Remaining Balance
$354,290
Loan Type
VA
Est. Equity Gap
$195,609
Annual Taxes
$5,279
HOA/mo
$78

About This Home

Situated on a quiet cul-de-sac in Wyndham Hill, 3530 Sawtooth Street is a 2-story residence offering refined living in a family-friendly community. Enjoy sipping your morning coffee on the covered front porch, taking in mountain views, or step inside to over 1,800 sqft of functional living space. The foyer greets you with board-and-batten, beautiful laminate hardwood floors, and tall ceilings, seamlessly connecting to the spacious family room. The electric fireplace and the shiplap wall act as a focal point for the space, while abundant natural light streams in from the oversized windows, with motorized shades for added convenience. Enjoy preparing meals in the eat-in kitchen featuring granite countertops, grey cabinetry, a stainless steel appliance package, and a center island. Step outside to a sizeable patio with a custom pergola, ready for summer BBQs and family gatherings. The fenced-in yard has been professionally landscaped, including multiple fruit trees, colorful plantings, and new sod (2025). Upstairs, the private living quarters include two generously sized secondary bedrooms, a full bath with dual sinks, laundry, and the primary suite. This serene space is complete with tre-ceilings, a large walk-in closet, and an ensuite 4-piece bath. Additional features of this turnkey residence include integrated smart-home technology, permanent Enbright Christmas lights, solar panels, and a mudroom attached to a 3-car garage. Wyndham Hill includes multiple parks, trails, a clubhouse, and an outdoor pool, as well as a newly opened Fire Department within the community. With nearby shopping, dining, schools, and easy highway access, 3530 Sawtooth Street delivers comfort, style, and an ideal location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$549,900
3.76% rateVASave $1,531/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472