8615 Gold Peak
FHA Assumable
2.83% Rate
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8615 Gold Peak

Highlands Ranch, CO 80130

3
Bedrooms
3
Bathrooms
2,067
Sq Ft

Payment Calculator

$3,467per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,750
$31,750$309,904
Secondary Financing8.5% Rate
$278,154
Blended rate5.46% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,813/mo
Assumable @ 2.83% + gap
$3,467/mo
$346less per month
$346
per month
$4,147
per year
$124,401
over 30 years

🏦 Loan Details

List Price
$635,000
Assumable Rate
2.83%
Remaining Balance
$322,099
Loan Type
FHA
Est. Equity Gap
$309,904
Annual Taxes
$3,033
HOA/mo
$664

About This Home

PRICE IMPROVED 06/15/2026 – NOW $635,000! Exceptional value in the coveted Gold Peak at Palomino Park community. This meticulously maintained home combines comfort, functionality, and resort-style living in one of Highlands Ranch's most sought-after gated neighborhoods. Soaring 20-foot cathedral ceilings create a dramatic first impression in the inviting Living Room, where abundant natural light, hand-scraped hardwood flooring, custom window coverings, elegant draperies, and a cozy fireplace with tile surround provide the perfect setting for everyday living and entertaining. The thoughtfully designed Kitchen features 42-inch Alder cabinetry, a center island with pendant lighting and additional storage, breakfast bar seating, a planning station, and black and stainless appliances, including a newer range, microwave, refrigerator, and dishwasher. The convenient main-floor Laundry Room includes a washer and dryer, folding station, overhead lighting, and direct access to the attached garage. Upstairs, two spacious secondary Bedrooms are complemented by a versatile Loft overlooking the Living Room and an additional Hobby Room ideal for a home office, fitness area, craft room, or extra storage. The well-appointed five-piece Bath features Alder cabinetry, chrome fixtures, vanity lighting, a soaking tub, and a separate shower. A standout feature rarely found in Gold Peak is the detached garage—one of only 32 in the entire community—offering valuable additional parking, storage, or hobby space. Enjoy the unmatched Palomino Park lifestyle with extensive resort-style amenities, including a state-of-the-art fitness center, indoor basketball court, tennis and pickleball courts, swimming pools and hot tubs, racquetball courts, locker rooms, HIIT training room, volleyball court, baseball field, dog park, putting green, resident café, and beautifully maintained grounds. This is a rare opportunity to enjoy gated, low-maintenance living with exceptional amenities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$635,000
2.83% rateFHASave $2,300/mo

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