8615 Gold Peak
FHA Assumable
2.83% Rate
50 photos
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8615 Gold Peak

Highlands Ranch, CO 80130

3
Bedrooms
3
Bathrooms
2,067
Sq Ft

Payment Calculator

$3,544per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,250
$32,250$319,904
Secondary Financing8.5% Rate
$287,654
Blended rate5.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,873/mo
Assumable @ 2.83% + gap
$3,544/mo
$329less per month
$329
per month
$3,953
per year
$118,604
over 30 years

🏦 Loan Details

List Price
$645,000
Assumable Rate
2.83%
Remaining Balance
$322,851
Loan Type
FHA
Est. Equity Gap
$319,904
Annual Taxes
$3,033
HOA/mo
$664

About This Home

PRICE IMPROVED! Meticulously cared for home in the coveted Gold Peak community of Highlands Ranch. This gated, resort-style neighborhood offers an exceptional lifestyle, and this home delivers charm, comfort, and thoughtful upgrades throughout. The inviting living room showcases a dramatic 20-foot cathedral ceiling, creating a bright, open, and welcoming atmosphere. Features include hand-scraped hardwood flooring, custom window coverings and draperies, and a cozy fireplace with tile surround—perfect for relaxing or entertaining. The chef’s kitchen is well-appointed with 42" alder cabinetry, a center island with pendant lighting and additional storage, a breakfast bar, planning station, and black and stainless appliances, including a newer range and microwave, refrigerator, and dishwasher. Convenient main-level laundry includes garage access, washer and dryer, overhead lighting, and a folding station. Upstairs, you’ll find two spacious bedrooms, a five-piece bath with chrome fixtures, alder cabinetry, a soaking tub, a separate shower, and vanity lighting. A versatile loft overlooks the living room and is complemented by a hobby room ideal for a home office, storage, or craft space. A rare and highly desirable feature, this property includes one of only 32 detached garages in the community, offering added convenience, security, and valuable storage. Enjoy gated, resort-style living with outstanding amenities, including fitness facilities, basketball, tennis, pickleball, pools and hot tubs, locker rooms, a HIIT room, racquetball, volleyball, a baseball diamond, a dog park, a putting green, a resident café, and more. Please visit our virtual tours for details: https://www.tourfactory.com/3234858.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$645,000
2.83% rateFHASave $2,360/mo

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