112 Ridge Point
VA Assumable
2.88% Rate
50 photos
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112 Ridge Point

Divide, CO 80814

3
Bedrooms
5
Bathrooms
4,624
Sq Ft

Payment Calculator

$3,706per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$41,250
$41,250$175,662
Secondary Financing8.5% Rate
$134,412
Blended rate3.85% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,954/mo
Assumable @ 2.88% + gap
$3,706/mo
$1,248less per month
$1,248
per month
$14,980
per year
$449,391
over 30 years

🏦 Loan Details

List Price
$825,000
Assumable Rate
2.88%
Remaining Balance
$643,611
Loan Type
VA
Est. Equity Gap
$175,662
Annual Taxes
$3,609

About This Home

New roof and gutters installed in 2026! Front-row Pikes Peak views set the stage for this custom mountain retreat featuring a 1,250 sq ft attached apartment with its own entrance, making it ideal for multi-generational living, guests, or rental income. The main home offers convenient main-level living, abundant natural light, a two-car detached garage, and a spacious deck with sweeping mountain views.\r \r The attached apartment includes a one-car garage, workshop, and private entrance. The kitchen features granite countertops and easy access to outdoor living spaces. The primary suite offers a walk-in closet and private deck access. An additional room could serve as a fourth bedroom with the addition of a closet. The walk-out lower level includes a recreation room and unfinished space ready for customization.\r \r Located in Divide’s desirable Ridge Point community with year-round access, just minutes from Woodland Park and Highway 24.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$825,000
2.88% rateVASave $1,969/mo

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